joe32725

Damn guys, I never thought that the insurance rates could be so different between the Trans Am and the Formula. Im only 18, so insurance is going to be a little high anyways. But the difference is huge. Honestly, im new to the ls1 world and I am very attracted to the T/A, but maybe i should look into getting a formula. I know that they have the same ls1, but are the interiors different, suspension, options (pw, pdl, etc.). as far as identical years go, a t/a and formula should run identical times right. ANy help would be awesome.

99camarosupersport

iTrader: (6)

yeah depending on a4 vs. m6 and how well you drive, identical times - or fairly close. how much of a difference is it? the formulas use the v6 body, while the t/a has a meaner looking raised spoiler. they just look better IMO.

then00b

I'm relatively new to the LS1 world myself, but I was wondering how different the insurance price is between the two...

joe32725

my friend has a 98 ss and he pays $$$ for it. his is a 6 spd. he is the one that told me about the insurance rates and how much of a difference it was. im calling my insurance company tommorrow to get some quotes. i'll let you guys know. by the way, im definitley getting an A4. had enough of the mt cars, for now.

Luna

iTrader: (6)

... I find it hard to believe there is any difference in insurance between a firebird formula or a trans am, even a V6 firebird would be pretty close I think. Its more about the TYPE of car (sporty or not) and the age / sex grouping you fall under.

then00b

Another thing that determines it is whether the car is considered "high performance" or not. For instance, in some places a GT Mustang isn't considered high performance, yet 4 cylinder SVO Mustang with less power is.... The only reason I could think that the T/A would be more is because it is the top model...

Vettish

Got a 96 Z28 for my first car (16 years old) and payed right under $300 a month with a clean record! When I got the Vette @ 18 my insuance rates dropped to $205 a month! Crazy world we live in. If I were you I would get a Firebird Formula. My brother has a 2001 and its a lot lighter than a T/A plus the look will grow on you if you ever see one with some fat tires tucked into the back of it! Personally Ive driven both and just like the Firebird a lot more, its a look that you have to get used to and they are more rare than Trans Am;s

infinitebird

iTrader: (11)

There will not be any difference in insurance prices between a formula and a trans am. It's the exact same car with a few different style body panels. I find extremely unlikely any insurance company would differentiate between the two. I have a formula and my insurance card even says the car listed on the policy is a pontiac formula/trans am.

LS1Lust

I don't know about you guys but for me with State Farm the rate on the car is determined by the car's value. Obviousley age and driving record are factors but the "performance" of the car has nothing to do with it. When I went from my first car a 2003 Celica GT-S to the 2001 WS-6 my rate only increased about $18, and thats from a I4 to a V8!

~Alex

Devylyst

I like the Formula front better, especially when you see those DRL in the evenings or at night, it just looks down right menacing.

firefighter1

Yeah, i'd go with the Formula. I've got a soft spot for those and one day i'll hopefully own one as well! I had a 98 Firebird V6 and it cost me more in insurance than my 96 Camaro SS. Wierd!

JerseyLS1TA

iTrader: (2)

Trans Am > Formula(based on looks)IMO.

99camarosupersport

iTrader: (6)

camaroextra

iTrader: (10)

just buy a formula and get a t/a from bumper cover and spolier

777

iTrader: (21)

Formula's are lighter. I think I like them better as well. Although I didn't at first

Drew's TA

I agree, I didn't like them at all when I was first looking at getting an LS1, but now that I have the T/A I wish I had gone with the formula. You just don't see that many of them, they are different and I like that.

mpe488

I love my Trans Am, I could never trade it for a formula because I absolutely ****ing love my wing, but I wouldn't be dissapointed with a formula because you get to pull off the sleeper look well, you can even get an electric cut-out and install a sleeper switch. I'd only open it when it's far too late.

NHRAMAN

iTrader: (1)

TRANS-AM for me. My insurance is the same as vette or porsche or any other high performance car. Regular bird or a formula is cheaper ins. here. I asked last time.Same with camaro vs SS or Z28...doesn't make much sense. These were all V8 cars quoted.

QUASAR

iTrader: (6)

Get the Formula, I'm glad I did. IMO a Formula with a ram air hood, and WS6 or equivalent 17"+ wheels is the hottest looking f bod. Classy yet not overdone. Not a fan of the TA sideskirting, but I have seen a Trans Am wing on a Formula and it looked pretty neat. I am a fan of the v6/formula flat wing though.

I special ordered mine in 02. Only 901 produced the last year (2002). Mine is 1 of 11 Red/Tan leather M6's.

http://www.gotstang.com/photodisplay...&showimage=283

Insurance will be the same as a TransAm. My AAA insurance card says 2002 Pontiac FRB FORM/TA.

BIG BAD BLACKSS

iTrader: (4)

When i was talking to my company recently i ended up talking to one of the bosses for a while cause i was having issues with teh regulear idiot i got at first.. They told me they go on a HP to weight ratio mainly to determine how to rate the cars. That being said the same company charged me barely anything more for full coverage on my 99 SS vs my 96 impala ss. They were both secondary cars for me and i added the impala to full coverage storage insurance when i got the 99 SS put on the policy. So a bigger multi car discount may have gone into play?