Just turned 25. How much is your insurance?

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Old 08-15-2009, 06:08 PM
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Default Just turned 25. How much is your insurance?

Been paying $69 to Farmer's for just liability on my '98 Trans Am. I think I have a speeding ticket from six years ago, no accidents. I took care of a couple of speeding tickets since then with defensive driving.

Now, the monthly payment will be $51. Should it be lower?

I asked about full coverage, too, and she said it would be like $111/month.

Should I shop around for a better quote?
Old 08-15-2009, 06:35 PM
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Yeah, you need to shop around.
I pay $81 a month for full coverage an my 2000 Trans Am, and liability on my 1991 Chevy 4x4 truck. Both cars are in my name, and i have 5 points on my license. and im 24 years old, I have one ticket that is hurting me right now, so when it goes away my monthly payment will go down a little.
Old 08-15-2009, 06:45 PM
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Liability for 2 sports cars and my truck with my wife of 24 years and me 26 is 63$. I have American Southwest.
Old 08-15-2009, 06:46 PM
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Im paying ~$85 full coverage on my TA and Im 24. I've gotten a good amount of tickets, but I've got deferred, took DD etc.
Old 08-15-2009, 06:48 PM
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Originally Posted by Greg Pippin
Yeah, you need to shop around.
I pay $81 a month for full coverage an my 2000 Trans Am, and liability on my 1991 Chevy 4x4 truck. Both cars are in my name, and i have 5 points on my license. and im 24 years old, I have one ticket that is hurting me right now, so when it goes away my monthly payment will go down a little.
Son of a....

Who do you have?
Old 08-15-2009, 06:48 PM
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Originally Posted by Donohue96M6Z28
Im paying ~$85 full coverage on my TA and Im 24. I've gotten a good amount of tickets, but I've got deferred, took DD etc.
Who do you have?

Wow. Farmer's has been dicking me big time.
Old 08-15-2009, 06:51 PM
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I'm 19 and I pay 217 a month for my Camaro under my moms insur
Old 08-15-2009, 07:02 PM
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Guys, you better make sure you have full coverage, because I'm not getting quotes anywhere near $80 for it.
Old 08-15-2009, 07:04 PM
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34 years old. Three cars ('05 Equinox, '06 Accord, '06 Vette) with comprehensive comes out to around $103/month. Clean driving record. State Farm.


-Mike
Old 08-15-2009, 07:28 PM
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i also have state farm... full coverage on my t/a and civic and renters insurance and it's between $124-$128 a month altogether
Old 08-15-2009, 07:35 PM
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Originally Posted by shackleford
who do you have?

Wow. Farmer's has been dicking me big time.
USAA.

And ya, I for sure have full coverage. I had to use it when some punk 16 yr old kid with out a license hit my car in a parking lot.
Old 08-15-2009, 07:37 PM
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Originally Posted by Donohue96M6Z28
USAA.

And ya, I for sure have full coverage. I had to use it when some punk 16 yr old kid with out a license hit my car in a parking lot.
Ah. Well, I'm not in the military.
Old 08-15-2009, 07:40 PM
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im 25, my wife is 26, full coverage on her 08 camry se and comp on my 98z is around 50-60 a month. no tickets for me, my wife has a couple, no accidents. geico's been pretty good to us. full coverage on both cars would be around 80ish.
Old 08-15-2009, 07:41 PM
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Ugh....
Old 08-15-2009, 07:45 PM
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Originally Posted by Shackleford
Ah. Well, I'm not in the military.
Neither am I, but my dad was.


Either way, I've "heard" that USAA does more then military now. But I may have been misinformed.
Old 08-15-2009, 07:49 PM
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Originally Posted by Donohue96M6Z28
Neither am I, but my dad was.


Either way, I've "heard" that USAA does more then military now. But I may have been misinformed.
I'll look into it.
Old 08-15-2009, 08:02 PM
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I have Farmers as well, but luckily not in Harris county (part of why yours is so high). I pay ~120/month for full coverage on 03 Lightning, 00 GT and liability on 99 SS. Liability for the Hoss was only like 35/month.

I just turned 25 also and mine was cut in about 1/2-1/3.
Old 08-15-2009, 08:04 PM
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Originally Posted by Camaro-Sutra
I have Farmers as well, but luckily not in Harris county (part of why yours is so high). I pay ~120/month for full coverage on 03 Lightning, 00 GT and liability on 99 SS. Liability for the Hoss was only like 35/month.

I just turned 25 also and mine was cut in about 1/2-1/3.
I'm not in Harris County.
Old 08-15-2009, 08:13 PM
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USAA here as well, 66 bucks a month full coverage. When I turned 25 it went down considerably, almost cut in half!
Old 08-15-2009, 09:17 PM
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My rates dropped in half on the Trans Am and went down some on the truck. I have to have high coverages for my 08 Sierra due to work, so it goes beyond what most people have as full coverage, but it's still $360 or so every 6 months. On the T/A it's $110 every 6 months for liability, theft and uninsured, the T/A and truck are on seperate deals, same company though, state farm.

Last edited by BizZzatch350; 08-15-2009 at 09:23 PM.



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