miaminick

I'm looking to independently borrow $6,000 to purchase a Camaro on this board... the thing is I'm 18 and have limited credit history and no proof of income (I just started my car sales business January 4th, 2008...All I can really show is bank transactions showing income going in and back out).

I already was financed through Capital One at 10.35% over 48 months, which is reasonable to me. The seller was over in Afghanistan and we unfortunately weren't able to get the deal done in time, and they void the check after a certain amount of days (I had already re-requested it once and they dont offer Private Party to Private Party financing anymore)

Am I SOL or is there hope for me to get my weekend toy? I hope you guys can help because I already purchased a C6 wheel/tire combo for it ::bites fist::

shoemike

iTrader: (25)

try a credit union or use a credit card or 2

miaminick

Id rather not go the route of a credit card and be transferring balances for a few years... I guess if I absolutely have to I will. But that's not the smartest thing to do IMO

AtlasTBSS

iTrader: (1)

Afghanistan??? here's my tip, dont buy a car from afghanistan, there are plenty of local f-body's on the cheap... as for credit, a credit union is not a bad way to go...

JaS5902

iTrader: (12)

+1 for Credit Union.

miaminick

Nooooooooo ::covers face::

The seller is in the Army and is stationed over there! LOL

The car is at the seller's fam's house a couple miles down the road!

lol

AtlasTBSS

iTrader: (1)

oh ok... i thought it was one of those sneaky schemey sellers...

ws6whore89

hey guys, not to hijack the thread but im in the same exact boat only i want to get a loan for 15k.. I have my dad to cosign for me but all the banks wont finance a car older than 5 years and im looking at an 01. I cant get accepted to a credit union because im not a college student, and where i work doesnt have one.

So is there a place like capital one that will still give out private to private loans?

JUICED98Z

iTrader: (16)

American General,their rates are usually high but they may be able to help.

Hennytime

iTrader: (33)

fairwinds did a 6% 48 month loan on a 2000 z28, but i have pretty good credit(750+ score). id recommend them

LS1 Freak

iTrader: (7)

go Fairwinds or Mc Coy Federal, Capital One sucks

Pretyflywiteguy

I'm 19 Have 2 credit cards that I use, a personal loan through CFE, all payed as agreed, Thats all I have on my report and fairwinds hooked me up with 7% with 0 down.

miaminick

Sounds good guys I'm gonna try Fairwinds and then Mc Coy Federal!

This board always comes through in the clutch....Thanks for the help!!!

miaminick

Gah....I live in Dade county and have no association with the counties listed for both those Credit Unions!

I'm going to head back to my local credit union and try to work with them on it...wish me luckkk