Anyone else w/ bad credit get a loan?
12-09-2006, 08:50 AM
#1
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Anyone else w/ bad credit get a loan? Sorry
didn't know where else to put this..didn't see an open forum...
I was just wondering...My credit is pretty shytty...I just tried that Capital One and they said: NO.
I have some late card pay payments,etc.
I just figured maybe someone else out there is in the same situation they possibly got approved.
Joe
didn't know where else to put this..didn't see an open forum...
I was just wondering...My credit is pretty shytty...I just tried that Capital One and they said: NO.
I have some late card pay payments,etc.
I just figured maybe someone else out there is in the same situation they possibly got approved.
Joe
12-09-2006, 04:04 PM
#2
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where do you live?? i am a salesman at a car dealership in wausau, wisconsin and our special finance manager can get just about anyone approved, he has really good relationships with alot of the banks we use because he has been doing what he does for a really long time. what type of vehicle you looking for?
12-10-2006, 11:33 AM
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I have a score of 350 and i got a capital one credit in oct. of course i tried it twice and all of a sudden i got approved for a 300 credit line and my rate is 19.8% tho but its giveing me credit....so keep trying
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12-10-2006, 01:25 PM
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If you have a 20% deposit, you can get approved for just about anything cause they already have so much of your money. Have someone that's had a credit card for over a year add your name to the card and their history becomes your history-presto chango. That's how I bought a condo when I was 20. Now i'm 22, credit score is 750 and climbing.
12-10-2006, 02:12 PM
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My friend just got a SRT-4 with absolutely no credit but with a $2500 down payment. He got approved for 14,000 with 13% APR, which really isn't too bad for NO credit. Just depends on what bank you wanna associate with.
