Need Hard Proof on LS1 F-Bodies
03-30-2008, 10:24 PM
#102
im 22 and me and my parents get along really well i work 3 12 hr shifts a week if you pick up a 4th you get a 200/day bonus plus overtime pay at 1 and 1/2 times im a nurse...my health insurance is 20 bucks a month...i have about 400 amonth going into retirement 403b account...i do save money but it just doesnt seem like enough...figure base pay at 25hr then shift diff and your over 32/hr easily..like im going to lie about how much i make lol my hospital gives you 1.50/hr raise every 6 months and i got a 7k sign on bonus when i first signed up...definately go to college and live cheap...buy the car when finances are better off and you wont regret it
03-30-2008, 10:28 PM
#103
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I go through ING, i dont like the idea of government funded ira's which is what the roth foundation is...its exactly the same but since i work for a county hospital its called a 403b instead of a 401k and i get salary percent match so it works better off then roth ira would for me...plus its beneficial cause my financial consultant works right down the hall...After thinking about the ops choice...he probably can afford to get a car and mod it but youll be in debt and a bad situation IMO if you want something bad enough youll find a way to get it even if it costs you all your money...its funny when you see a bunch of people have these cars but not afford the gas...thats bad planning
03-30-2008, 10:34 PM
#105
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I go through ING, i dont like the idea of government funded ira's which is what the roth foundation is...its exactly the same but since i work for a county hospital its called a 403b instead of a 401k and i get salary percent match so it works better off then roth ira would for me...plus its beneficial cause my financial consultant works right down the hall...After thinking about the ops choice...he probably can afford to get a car and mod it but youll be in debt and a bad situation IMO if you want something bad enough youll find a way to get it even if it costs you all your money...its funny when you see a bunch of people have these cars but not afford the gas...thats bad planning
03-30-2008, 10:38 PM
#106
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thats 2 tanks of gas...my gas bill is around 400 a month (not all in the z28)...when i first started college i was in a similiar situation and wanted a z28...if i did buy one i would got a high mileage one, after working through school and graduating then i bought the car and am in much better financial place then i would have been and knew i made the right decision and i bought a mint car just how i wanted it...figure 150 a month for insurance, 200 a month atleast for gas, and 100 a month for car fund or when something brakes fund, then you will have your car payment and other bills on top of that...this is just my opinion tho
03-30-2008, 10:42 PM
#107
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Yea dshag if I got a match from my employeer I would be in a 401k. A match is a HORRIBLE thing to waste, its LITERALLY free money.
Just wait to get out of the nest, have a stable job making good money and living on your own to go down the FI route.
Just wait to get out of the nest, have a stable job making good money and living on your own to go down the FI route.
03-30-2008, 10:47 PM
#108
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Well then I guess I'm going to work on getting an '04 GTO. Atleast I'll have a backseat 
(I'm sure a bunch of people will thank me for that).
But damn that insurance is gonna tear through some paychecks.
On a side note, anyone selling a GTO on the east coast?
(I'm sure a bunch of people will thank me for that).But damn that insurance is gonna tear through some paychecks.
On a side note, anyone selling a GTO on the east coast?
03-30-2008, 10:50 PM
#109
I get an 80% match and I can't wait to start it.
03-30-2008, 10:51 PM
#110
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Ya its basically a tax free 5% pay increase im seriously considering doing a cam only car right now...i love the car and want to upgrade it but taking the 10-15k for FI could also make a good investment...im really trying to save up until im totally stable but its hard because i really want to spend money on the car, wheels, tires, cam, boltons...also probly get married within the year so i guess it really matters where priorities are...i think we all know how the op feels about really wanting the car...so many things to buy but not enough money 
an 80% match is crazy up to how much total? Mine is max of 5% of salary but i think it goes up to 8% after 5 yrs
im guessing your talking about an 80% match up to a certain amount?
an 80% match is crazy up to how much total? Mine is max of 5% of salary but i think it goes up to 8% after 5 yrs
im guessing your talking about an 80% match up to a certain amount?
03-30-2008, 10:55 PM
#112
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GTO's are cool cars i considered buying one when before i bought my car, they are newer and can come with a warranty then i found my car for 13.2k from a dealer with 29k miles on it...just to good to pass up
03-31-2008, 09:24 AM
#117
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On a side note, are you planning on getting an education? I would highly recommend it. That is really the only way to go in todays society.
03-31-2008, 10:03 AM
#118
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Make sure you get one with the warranty, if you look on the gto boards the front tires rub the struts and inner fender wells. My friend has a 05 gto and the front tire moves about 4 inches back when he stops and hits the wheel well....his dealer did not want to warranty it, and it needs both new front tires, struts, all of the suspension. His car only has 15k on it and is all stock.
03-31-2008, 10:05 AM
#119
Nvr know he could get lucky and score big and then just get a zr1 or z06 or something :-p... neway I had a 94 z28 before this one and it was solid no rush or anything, but I'm a huge neat freak about the car. My ls1 however no rust or anything also I had to change the trans once I got it :/.
03-31-2008, 02:04 PM
#120
Dont settle for anything less than what you want. Having a badass car at your age is a huge +1 for your social status. Thats a sad fact, but very true. I give 7k for a 99 LS1 M6 with 60k miles on it with minor body work needed. The deals are out there!