Annoying squeal!
The brakes squeal when they are applied because of dust build up between the back of the disc and the caliper, and the vibration caused by pressure.
Since the pads are always against the rotors, whether the brakes are applied or not, the wear tabs will contact the rotors when the pads are sufficiently worn. They will then squeal continuously.
The answer is yes, it could be your brake tabs. It would also be an easy check, and an easy fix if that's what it turns out to be.
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