LS1 Brent

how much do u think liability would be instead of full coverage for a 16 year old with a 98 z28?

jeffrey G

your goona get raped on even liability

unit213

Rates fluctuate with region. My insurance is $198 per month and I'm almost 27years old. Your rates are going to go through the roof!

Your parents are nuts for even letting you consider owning an LS1.

RPM WS6

iTrader: (3)

An LS1 car? At 16?!?!?! <img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" /> Bring some Blue Gel to the insurance agent when you go for the quote. You'll need it to ease the burning sensation after they bend you over and...well you get the idea. <img border="0" title="" alt="[Frown]" src="gr_sad.gif" />

I live just outside of Chicago. I'm in my mid-twenties, I'm married, I have a multi-car discount and a multi-line discount for multiple policies, and I've got full coverage. I have an excellent driving record. I pay about $85 a month with State Farm for my 2000 WS6.

<small>[ March 01, 2003, 05:27 PM: Message edited by: RPM WS6 ]</small>

restoman45

iTrader: (2)

i got my 98 z when i was 16.5....i had it insured under my dad, and it was like 900 and somethin per year...i was a very responsible driver, still havent ever had a street race to this day, and im 18 now, and have never been pulled over in my life in any car...its a big responsibility, but my dad trusted me, and i knew i couldnt f up at that age so i drove and still do drive like a grandma on the street except for the occasional burnout and going through the first 2 gears, but beyond that, im very civil in the car, but if u have your own policy, you are talkin at least 4k a year <img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" /> i would bet...especially if u have ever gotten a ticket or anything...good luck man.

ps...for all you guys that think just cause your 16 that you are gonna drive like a buffon, i think that isnt a very fair statement...generally true, but i think every case needs to be looked at at an individual basis...just because u drove like a *donkey* at that age doesnt mean everyone else will...

RPM WS6

iTrader: (3)

Worst drivers are almost always soccer moms in SUVs and old people. Insurance should be the most for them, IMO. <img border="0" alt="[judgement]" title="" src="graemlins/gr_judge.gif" />

Patman

</font><blockquote><font size="1" face="Verdana, Helvetica, sans-serif">quote:</font><hr /><font size="2" face="Verdana, Helvetica, sans-serif">Originally posted by RPM WS6:
<strong> Worst drivers are almost always soccer moms in SUVs and old people. Insurance should be the most for them, IMO. <img border="0" alt="[judgement]" title="" src="graemlins/gr_judge.gif" /> </strong></font><hr /></blockquote><font size="2" face="Verdana, Helvetica, sans-serif">I agree 10000%! <img border="0" title="" alt="[Smile]" src="gr_stretch.gif" />

Sears

It all really depends on if its in your name or not. I got mine when I was 17 and full coverage in was $375 a month, liability was $225 a month. Every insurance is different and it also depends on your parents record.

Justin

unit213

</font><blockquote><font size="1" face="Verdana, Helvetica, sans-serif">quote:</font><hr /><font size="2" face="Verdana, Helvetica, sans-serif">Originally posted by chikn:
<strong> </font><blockquote><font size="1" face="Verdana, Helvetica, sans-serif">quote:</font><hr /><font size="2" face="Verdana, Helvetica, sans-serif">Originally posted by unit213:
<strong> Rates fluctuate with region. My insurance is $198 per month and I'm almost 27years old. Your rates are going to go through the roof!

Your parents are nuts for even letting you consider owning an LS1. </strong></font><hr /></blockquote><font size="2" face="Verdana, Helvetica, sans-serif"><img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" />

Im 27 and full coverage with $250 deductibles I pay $75/month and South Carolina is one of the highest insurance rate states. </strong></font><hr /></blockquote><font size="2" face="Verdana, Helvetica, sans-serif">Ya, I'm getting boned. I have a house, my Z28, and my '02 Explorer on the same policy too. <img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" /> Come to think of it, it's time to looks elsewhere for insurance. I do have two speeding tickets from two years ago. <img border="0" title="" alt="[Embarrassed]" src="gr_emb.gif" /> <img border="0" title="" alt="[Frown]" src="gr_sad.gif" />
They were both <img border="0" alt="[bullshit]" title="" src="graemlins/gr_bs.gif" /> too.

LS1 Brent, I don't mean to be an ***...but a LS1 powered vehicle isn't a very good choice for a 16 year old. Shoot, I almost killed myself in my '86 TA with a measly 305 in it. Talk about a turd.

2002snortbird

16 years old + LS1 = <img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" /> <img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" /> scary!!
No offense, but these cars aren't for beginners

2FAST4U

My first car was a 92" z28 and was $1800year at 16
then 87" 4x4 1500 truck $350year at 16
then a 92" buick century and was $627year at 18
then a 02" SS and was $1200year at 20
then a 02" Escalade was $1200year at 20

Amd yes i still have and drive most of these cars! the key is loop hole (primary drive,school and back,bank deposite,AAA home and car, and with my car I have a "fleet" so that is a discount.Oh and if they ask it is a leaser car!

2FAST4U

I had over 18 issued point before I was 18,meaning just in lawers I spent over $5000. But they saved my *** then and even now. best to get a $50 beater and be primary driver on that but drive the LS1 around! <img border="0" title="" alt="[Roll Eyes]" src="images/icons/rolleyes.gif" />

TanRchy

Just be CAREFUL!!! i got my 99 z28 M6 when i turned 17. I used to drive it around and do a lot of stupid ****. 3 speeding tickets later and an insane insurance bill, i have finally slowed down. Im lucky i didnt kill myself when i first got it. Ive put it up on a curb twice with minor damage. Just be safe and use your head. these cars WILL get away from you.

unit213

</font><blockquote><font size="1" face="Verdana, Helvetica, sans-serif">quote:</font><hr /><font size="2" face="Verdana, Helvetica, sans-serif">Originally posted by 2FAST4U:
<strong> I had over 18 issued point before I was 18,meaning just in lawers I spent over $5000. But they saved my *** then and even now. best to get a $50 beater and be primary driver on that but drive the LS1 around! <img border="0" title="" alt="[Roll Eyes]" src="images/icons/rolleyes.gif" /> </strong></font><hr /></blockquote><font size="2" face="Verdana, Helvetica, sans-serif">Sounds like me. I had 13 points in the first 6 months I got my license. Three accidents too. <img border="0" title="" alt="[Eek!]" src="gr_eek2.gif" /> I was a good driver really. I was always pre-occupied with friends or the stereo. I was just way too inexperienced.

The last thing society needs is another yound kid driving a beast. Being that you're a member of this site, you'd probably do all the free mods and some others as well. A 350rwhp car at 16 years old can get out of hand.

Let me say this though. I had a buddy in high school who had a low 12 second Formula and he hasn't had a ticket or an accident to this day.

Sears

My car had 400rwhp my senior year of highschool and ran 11.80s. <img border="0" title="" alt="[Big Grin]" src="gr_grin.gif" /> Never been in a wreck or gotten any serious tickets in it. <img border="0" title="" alt="[Wink]" src="gr_images/icons/wink.gif" />

Black00Z

You gotta pay to play. If you want an LS1, you are just gonna have to sack up and pay for the insurance. If the high cost of insurance is a deal breaker, you might just want to wait a couple of years.

Besides, do you really want to sink all of that money into a car, only cover it with liability, and have some underinsured bone head total your ride and leave you with nothing???

SNAXS

Im only a senior in high school But I drive VERY responsibly...I have a 2002 35th Anniversary SS,
that'll be pushing 500+RWHP with MTI's Head and Cam package and 100 shot(March 10th). I have all the bolt ons with Micket T's. I dont like to street race often, and I hate it when other people drive irresponsibly putting other lives on the line..I also own an H2

But, my very first car was an 1990 Eclipse with no Power Options and no air conditioner, and I didnt mind as long is it worked. Not all young adults drive irresponsibly bc I appreciate what I have and thats the way I was raised..

SNAXS

BTW: Ive never gotten a ticket, only once and that was for NO SEATBELT <img border="0" title="" alt="[Frown]" src="gr_sad.gif" /> But its ok I did community service and no record <img border="0" title="" alt="[Smile]" src="gr_stretch.gif" /> Never been in jail or even drank!!

DONAIMIAN

iTrader: (18)

SNAXS: JW but are you in houston, if so what school <img border="0" title="" alt="[Confused]" src="images/icons/confused.gif" />

BIGBOS

I'm also a senior in high school...will probably have enough money by graduation to do forged internals... I put the insurance under my dads name, and hes pretty old, so it comes out to 70 a month.... <img border="0" alt="[jester]" title="" src="graemlins/gr_jest.gif" />

Hope the insurance company never wants to come check out the car...

I also have never been in a wreck with it....and no tickets on the record...one ticket with the car ever was an 85 in a 50, and that is off my record... <img border="0" title="" alt="[Smile]" src="gr_stretch.gif" />