insurance - LS1TECH - Camaro and Firebird Forum Discussion



New LS1 Owners - Newbie Tech Basic Technical Questions & Advice
Sponsored by:
Sponsored by:

insurance

Reply
 
Thread Tools Search this Thread
Old 11-23-2007, 12:53 PM   #1
Teching In
Thread Starter
 
Join Date: Nov 2007
Location: 20 min south of chicago, mokena IL
Posts: 6
Default insurance

has anyone looked up insurance rates recently, any suggestions on whos the cheapest insurance for 1999 Z28 male 19 years old??
bigcooldd is offline   Reply With Quote
Old 11-23-2007, 01:02 PM   #2
TECH Resident
iTrader: (3)
 
Sunset01SS's Avatar
 
Join Date: Oct 2002
Location: Charlotte, NC
Posts: 760
Default

a LOT!! Sorry I can't be of more help. I can tell you if you were a 33 year old male getting collector car insurance through Hagerty for your 2001 Camaro SS it would be about $300/year
Sunset01SS is offline   Reply With Quote
Old 11-23-2007, 01:17 PM   #3
TECH Senior Member
 
Join Date: Dec 2001
Location: Jacksonville, FL
Posts: 5,400
Default

Some companies will give you a quote online after plugging in your information, progressive is supposed to give quotes from other companies too - at least that's what they advertise. www.progressive.com It's going to be expensive unless you can get added on to another policy, like your parents if that's possible.
2001NBMZ28 is offline   Reply With Quote
Old 11-23-2007, 01:21 PM   #4
Banned
 
Join Date: Sep 2007
Location: Chandler, Az
Posts: 698
Default

You're 19. What do you expect
COD02SS is offline   Reply With Quote
Old 11-23-2007, 01:40 PM   #5
TECH Resident
iTrader: (7)
 
letsrun97z's Avatar
 
Join Date: Feb 2007
Location: Visalia, Ca
Posts: 994
Default

try AIG i pay 848 for 6 mos. full coverage and theft breakin
letsrun97z is offline   Reply With Quote
Old 11-23-2007, 07:47 PM   #6
TECH Apprentice
iTrader: (2)
 
zuuhlsT/A's Avatar
 
Join Date: Jan 2006
Location: North Jersey
Posts: 398
Default

There are alot of variables that need to be looked at when getting insurance.

#1 Drivers History
#2 Location
#3 Type of Vehicle
#4 Distance driven daily....
#5 Collision or just liability
#6 If you got collision, Whats your deductable?

List goes on and on man..............
zuuhlsT/A is offline   Reply With Quote
Old 11-23-2007, 09:54 PM   #7
Banned
 
Join Date: Nov 2007
Posts: 15
Default

Im 19 and they quoted me $4000 a year for a V8 powered camaro...., that means in 4 years id be spending $16,000 for basically NOTHING. This is the only reason I dont have an fbody right now. Grrrrrrr god damn insurance people
SleeperCibby is offline   Reply With Quote
Old 11-23-2007, 10:24 PM   #8
Trunion King
iTrader: (16)
 
bene's Avatar
 
Join Date: May 2006
Location: Texan in Colorado
Posts: 4,398
Default

They also look into your credit. Credit will also determines how much you are going to pay per month.
bene is offline   Reply With Quote
Old 11-23-2007, 11:11 PM   #9
TECH Enthusiast
iTrader: (63)
 
txh0tb0i972's Avatar
 
Join Date: Apr 2007
Location: Dallas/Lancaster
Posts: 512
Default

i was under my mothers insurance ...Full coverage A good $200
txh0tb0i972 is offline   Reply With Quote
Old 11-25-2007, 05:42 AM   #10
On The Tree
 
ads_99ta's Avatar
 
Join Date: Jun 2007
Location: 29 Palms, CA&Lebanon, IN
Posts: 181
Default

hey it blows trying to insure these things. i bought a 99 trans am in 2004 at age 18. i got a co-sign on the car which enabled me to put the car on my parent's policy. still $180 per month, however on my own it would have been $3000/6 months. some people have too much pride for that but i didnt have an option. anyways I hope the purchase of the 99 Z works out for you
ads_99ta is offline   Reply With Quote
Old 11-25-2007, 06:57 AM   #11
Teching In
 
Join Date: Nov 2007
Location: KY
Posts: 10
Default

Ouch i feel for you bud i've payed up to 1800$ every 6 months Liability coverage to drive a 94 nissan pickup myself Insurance is a major racket for sure. It is all in how the agent wrights the policy. If they do not like you or don't want to help you then you will pay through the nose.
Magna5.7 is offline   Reply With Quote
Old 11-25-2007, 08:15 AM   #12
Launching!
 
johnnybravo's Avatar
 
Join Date: Dec 2006
Location: Hoosier Daddy....
Posts: 228
Default

Quote:
Originally Posted by Sunset01SS View Post
a LOT!! Sorry I can't be of more help. I can tell you if you were a 33 year old male getting collector car insurance through Hagerty for your 2001 Camaro SS it would be about $300/year

??? What does your insurance company consider a collector status car? Is it limited to a certain number of miles per year?
johnnybravo is offline   Reply With Quote
Old 11-25-2007, 10:48 AM   #13
Teching In
iTrader: (1)
 
Join Date: Mar 2007
Posts: 39
Default

I was payin bout 2k a year on a CRX when I was your age and that's been awhile. You're either gonna have to get bout 10 years older and married pretty quick or deal with it.
I don't know any other way around it.
DeadLifter is offline   Reply With Quote
Old 11-25-2007, 11:45 AM   #14
Staging Lane
 
JJhomer83's Avatar
 
Join Date: Oct 2007
Location: PA
Posts: 63
Default

I own 3 vehicles at 24. I have 2 chevy pickup trucks worth no more than 5k and an 02 z28. My insurance is $120? a month. If I just have the car its 300 a month. I would buy a beater to drive daily or just sit.
JJhomer83 is offline   Reply With Quote
Old 11-25-2007, 12:10 PM   #15
TECH Resident
iTrader: (3)
 
Sunset01SS's Avatar
 
Join Date: Oct 2002
Location: Charlotte, NC
Posts: 760
Default

Quote:
Originally Posted by johnnybravo View Post
??? What does your insurance company consider a collector status car? Is it limited to a certain number of miles per year?
Hagerty does not have specific mileage restrictions, but they are quite thorough in their pre-approval process to make sure the vehicle is very limited use. If you just have a 4th gen Fbody and a daily driver they probably won't approve you for their insurance. I have 3 other collector cars insured with them along w/the '01 SS. It is worth a try though if your F-body is not a daily driver; it is obviously MUCH cheaper
Sunset01SS is offline   Reply With Quote
Old 11-25-2007, 12:15 PM   #16
Teching In
iTrader: (2)
 
LSwon-der's Avatar
 
Join Date: Mar 2007
Location: NH
Posts: 43
Default

I feel your pain. Was in the same boat about 12 years ago when I wanted to buy a 96 impala ss. Because it had those letters SS on it I was going to be paying $320/mo. I ended up buying a '94 9C1 police pkg. caprice w/the same LT1 motor and turned it into an impala ss clone. The funny thing is my insurance on the "Caprice" was only $157/mo. just because it wasn't an SS and I didnt tell them what I did to it.
Point is, maybe you should go by a 6cyl., get a used LS1 motor/tranny pkg. off of ebay/craigslist and make your own z28 clone. I bet the total cost would still come to less than a real LS1 Z28 and you'd pay less than 1/2 for the insurance. Just a thought. Good Luck!
LSwon-der is offline   Reply With Quote
Old 11-25-2007, 01:07 PM   #17
TECH Resident
iTrader: (7)
 
slikrider20's Avatar
 
Join Date: Mar 2007
Location: Lincoln, Nebraska
Posts: 793
Default

Hmmm i was 19 when i got my car, on my own policy clean record and i pay 137 a month, but that's a 1000 deductible.
slikrider20 is offline   Reply With Quote
Old 11-25-2007, 01:13 PM   #18
TECH Enthusiast
iTrader: (5)
 
OMGWTFBODY's Avatar
 
Join Date: Mar 2007
Location: Huntsville, AL
Posts: 614
Default

The smart thing to do is this:

A) Maintain a clean driving record.
B) buy a beater

I did the following, and for full coverage, 500$ deductible with strong coverage (100/300 yadda yadda)

My rate: 575 / 6 mo.

If you have a beater: You can get good gas milage, always have a running vehicle, and have downtime for the major mods that you may not be able to do in a day.

It's a thought.

But I saving 1500 a year by keeping my Jeep.

And that's about what I would've been paid for selling it.

Progressive will give you a good idea to look for.

It's how I saw Allstate had good rates.

All the companies use a set of variables to ID the customer they want. the Progressive is going to show you which profile you fit, ergo, where the rates will save you money.

More than likley it will be AIG, State farm, Allstate, or Nationwide.
OMGWTFBODY is offline   Reply With Quote
Old 11-25-2007, 04:25 PM   #19
Banned
 
Join Date: Nov 2007
Posts: 15
Default

So could you buy a $150 beater and tell them its you're daily and the fbody is a weekend car, and the insurance will go waaay down?
SleeperCibby is offline   Reply With Quote
Old 11-25-2007, 04:29 PM   #20
TECH Enthusiast
iTrader: (5)
 
OMGWTFBODY's Avatar
 
Join Date: Mar 2007
Location: Huntsville, AL
Posts: 614
Default

Quote:
Originally Posted by SleeperCibby View Post
So could you buy a $150 beater and tell them its you're daily and the fbody is a weekend car, and the insurance will go waaay down?
Probably a 1k beater would be believable.
Mine is listed as 7.5k per year for the Jeep, an 6k for the TA.

Again, this worked for SURE for me and a couple others.

shopping for the best rates is your job. Just remember you want reliable coverage, and a company that won't screw you. I've seen that from Nationwide and Allstate, and that's where i focused my efforts at finding a good rate.

My dad was PISSED when my insurance on the TA was only 50$ a year more than his Sebring.
(I am 21, and single [engaged]).
OMGWTFBODY is offline   Reply With Quote
Reply

Related Topics
Thread Thread Starter Forum Replies Last Post
Sold bigd98 Parts Classifieds 9 10-19-2014 06:43 PM
Auto Racing Insurance? 87DodgeD150 Racer's Lounge 5 04-06-2014 10:55 PM
Insurance Adjuster -T- Cadillac CTS-V 2004-2007 (Gen I) 13 07-30-2012 04:20 PM
any auto insurance guys here? toplessHO Florida Members 2 10-22-2010 09:12 AM
Best Insurance Company for Modified Car??? madslow Racer's Lounge 1 04-05-2005 08:15 AM


Tags
33, body, camero, car, damage, frame, give, insurance, limited, ls1tech, male, nembraska, unrepairable, year

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



All times are GMT -5. The time now is 01:27 PM.


 
  • Ask a Question
    Get answers from community experts
Question Title:
Description:
Your question will be posted in: