New house
Thread Starter
TECH Enthusiast
Joined: Feb 2003
Posts: 675
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From: Longview, TX
New house I think i found a house to live in here in Hallsville TX, the reason for this post is i am real exited that it has a shop. Now if i can just get the house, put a lift in the shop, the fun will begin. Building the car, working on other peoples cars, this may turn into a great opportunity for me.
Also, if anyone has any tips for a first time home buyer, plz let me know!!!
Thanks!!!!
PS: I really hope i get this house!!!
Also, if anyone has any tips for a first time home buyer, plz let me know!!!
Thanks!!!!
PS: I really hope i get this house!!!
Check building code to make sure you are able to do what you want with the shop. Not talking about running a business or anything, I'm talking about equipment limitations, building codes for Aux. buildings, etc. Also if you have enough money, don't pay escrow and put the money in a 9 or 12 month CD and pay it at the end of the year. The bank does the same thing with your escrow, but they get the interest from letting your money sit all year.
Teching In
Joined: Mar 2008
Posts: 5
Likes: 0
From: Katy, TX
Thread Starter
TECH Enthusiast
Joined: Feb 2003
Posts: 675
Likes: 0
From: Longview, TX
it is out of town so i don't have to have any inspections or anything. i am doing a FHA loan that i only have to put 3 percent down on. So i will prolly be screwed on that mortgage insurance deal.
Escrow is taxes and insurance correct? That is a good idea, supposedly doing that actually saves you money.
Thanks guys, i am real exited about this, hopefully tomorrow the realator will tell us whether the current owner accepted our offer or not.
Escrow is taxes and insurance correct? That is a good idea, supposedly doing that actually saves you money.
Thanks guys, i am real exited about this, hopefully tomorrow the realator will tell us whether the current owner accepted our offer or not.
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Thread Starter
TECH Enthusiast
Joined: Feb 2003
Posts: 675
Likes: 0
From: Longview, TX
you can find it like this though, go to maps.google.com , type in 65 michael st, longview, tx . now click on street view, and put the little man in the bottom right corner on the red dot.
maybe work, works for me.
maybe work, works for me.
12 Second Club
Joined: Aug 2007
Posts: 508
Likes: 0
From: Rowlett
I have a 80 20 loan...
80% loan is 6.15%apr,
20% loan is 6.95%APR...
But I know what you mean.. my brother did it and ended up with a 20% loan that was like 15%APR....
so the PMI would of been better....
But if you can get the loans where you want them.. 80/20 is the way to go.
Thread Starter
TECH Enthusiast
Joined: Feb 2003
Posts: 675
Likes: 0
From: Longview, TX
well, they didn't exactly accept our offer, they want $900 more dollars than we offered them 
, they did accept the part where they pay up to $5,000 dollars of our closing cost!!! Now for the home inspector and structural inspectors to tell me what all is wrong with it, then i decide whether or not to buy.
Very excited!!!
, they did accept the part where they pay up to $5,000 dollars of our closing cost!!! Now for the home inspector and structural inspectors to tell me what all is wrong with it, then i decide whether or not to buy. Very excited!!!
On The Tree
Joined: Dec 2003
Posts: 199
Likes: 0
From: Friendswood, Tx
