Rainmaker627

Hey guys im new to the forum but need some advise. Bought a 98 Vette 3 weeks ago and wrecked it pretty good last week. My insurance got screwed up and the car was never added under my policy so im basically screwed.. Its has 98XXX miles and I paid 13K for it. I know I am taking a huge loss but I dont even know where to begin to price it or how to sell it. Its at a shop currently but I havnt paid them to break the car down yet. It was hit on the front passenger quarter it has same frame damage. I just need to get back as much as I can from it. If you have any suggestions then please let me know. I posted it in the Houston Craigslist and am tired of dealing with those people.

Rainmaker627

This is a pic of where it was hit.
Thanks for the help guys

mitchntx

iTrader: (14)

Holy crap. That was a HUGE hit. I'm assuming it was deemed your fault?

You might consult with an attorney about the insurance coverage. I know you have a grace period starting from the time you purchase, just not sure how long.

QuickSilver

iTrader: (22)

My insurance give me a 30 day grace period, Im covered on anything i buy.

projectX

iTrader: (51)

wow That was a nice ride.

charlie_gonzales

iTrader: (12)

X2...same here, every car I've purchased they gave a 30 day grace period

99zee

iTrader: (4)

Like stated above, you should have been covered. What insurance company?

98Roller

iTrader: (1)

If you have any history with your agent, call him and tell him whats up. I have seen a policy backdated 6 months.

southpaw0314

iTrader: (5)

like others have said id talk to the insurance company before doing anything else.

1slow01Z71

iTrader: (36)

If the frame really is damaged I'm afraid its not worth more than 4k or so if your lucky. With that kind of mileage the engine/trans isn't going to bring top dollar and there really isn't a whole lot else you can sell for any real amount of money.

Like others have said I have a grace period too, worth checking into.

HTX

iTrader: (1)

Call an attorney!!!

xX-Z28-Xx

iTrader: (4)

How did you do that??!!

JohnFrazee02SS

iTrader: (23)

oh man that thing is toast. good luck!

neodamonkey

iTrader: (7)

State of texas law says you have 30 days and are covered with same coverage as whatever your highest current policy is (unless law has changed)

Slash8915

iTrader: (21)

Damn, 3 weeks and you totaled it? That's some bad luck right there.

rayosequis

iTrader: (13)

I'm assuming that you don't have any recourse with insurance, so you have two options at this point depending on how much time and storage space you have. You can find a salvage yard that will buy it from you as is (there are a few on CL that specialize in Vettes) or you can tear it down yourself and sell every piece you can off of it. This will give you the most money but takes a while.

Domsz06

iTrader: (2)

like everyone else has said, you were covered. pay the premium and get it fixed.

1c62nv

iTrader: (3)

So how much do you want for it?

$750 L98

iTrader: (7)

I've never heard of that insurance problem, as long as you are paying for insurance. There is that 30 day grace period mentioned, but essentially you are just paying for insurance on yourself, the payments are just dependent on the car you are driving (the reason you need to inform the insurance company). But you should be covered regardless, as long as you had current insurance at the time of the wreck and it wasn't 30 days out.

Vexzer

iTrader: (1)

Can you [or anyone] verify or quote code/policy/law on that?
I would call BS on this unless you can prove it -just saying.

Sorry about your loss...