Someone backed into the Trans Am
10-19-2007, 12:56 PM
#23
i have had to file a claim like this before, through statefarm texas has a 'Texas Unisured Motorist Fund" if you have ever gotten a tickett for not being able to show proof of insurance you have to pay fees (i forget if they are yearly or monthly) into this fund. now for me with statefarm i had to pay the first $250 and the insurance covered the rest and sent the bill to austin.
so yeah call your insurance provided and see if the have heard of the texas uninsured motorist fund
so yeah call your insurance provided and see if the have heard of the texas uninsured motorist fund
10-19-2007, 01:49 PM
#24
If you have uninsured motorist coverage (basically mandatory in this part of the country), you should be able to get it covered under that without having comprehensive/collision.
If not, I can tell you from experience that if a minor without a license drives a car into your own, you CAN sue their parents. Most likely, the dollar amount will qualify for small claims. Even if you win, collecting is not easy unless unless you are confident their parents make enough money you can garnish their check and get your funds.
If not, I can tell you from experience that if a minor without a license drives a car into your own, you CAN sue their parents. Most likely, the dollar amount will qualify for small claims. Even if you win, collecting is not easy unless unless you are confident their parents make enough money you can garnish their check and get your funds.
10-19-2007, 05:11 PM
#30
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damn that sucks you only had the car for about 2 weeks now. and the damage doesnt look that bad well atleast they didnt hit your nose like me lol, also a victim of hit and run. But since your pressing charges arent you supposed to go to court to see what happens or something just check their parents if you go.
10-19-2007, 06:17 PM
#31
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Well dammit! 
Nail them to the effin wall! And if you cant get them, get their parents, somebody needs to be hammered!
There is a fellow board member I can put you in touch with that does body work. He'll be doing mine in a while. Black happens to be a specialty color of his too.
Nail them to the effin wall! And if you cant get them, get their parents, somebody needs to be hammered!There is a fellow board member I can put you in touch with that does body work. He'll be doing mine in a while. Black happens to be a specialty color of his too.
10-20-2007, 07:23 AM
#35
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If you have uninsured motorist coverage (basically mandatory in this part of the country), you should be able to get it covered under that without having comprehensive/collision.
If not, I can tell you from experience that if a minor without a license drives a car into your own, you CAN sue their parents. Most likely, the dollar amount will qualify for small claims. Even if you win, collecting is not easy unless unless you are confident their parents make enough money you can garnish their check and get your funds.
If not, I can tell you from experience that if a minor without a license drives a car into your own, you CAN sue their parents. Most likely, the dollar amount will qualify for small claims. Even if you win, collecting is not easy unless unless you are confident their parents make enough money you can garnish their check and get your funds.
Uninsured/Underinsured motorist is NOT required in Texas. In fact, you have to DECLINE it in writing to not get charged for it. It is NOT cheap coverage. To add it to your policy it will usually increase the 6 month premium like 20%.
We just added it to our policy, because now we can afford additional coverages.
Just FYI
10-20-2007, 11:17 AM
#38
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Ive had liability only for about 5 yrs and somehow had uninsured motorists. I've used it twice
. 