What do you pay for insurance?
03-30-2008, 10:54 AM
#1
TECH Fanatic
Thread Starter
iTrader: (2)
Join Date: Aug 2006
Location: Bryant, AR
Posts: 1,008
Likes: 0
Received 0 Likes
on
0 Posts
What do you pay for insurance? Im 19 and i'm looking into an SS camaro. What kind of monthly payments am i looking at since it will be financed? Mother tells me it has to be fully insured, anyway around this? I'm a defensive driver and i dont get in accidents so...i've never really needed full coverage i've always gotten liability. Let me know guys, a 97 SS costs me 211 a month, with all the discounts i can get.
03-30-2008, 11:07 AM
#3
TECH Enthusiast
iTrader: (7)
Join Date: Sep 2003
Location: Ft. Worth-ish
Posts: 600
Likes: 0
Received 0 Likes
on
0 Posts
Go with what your mom told you and get full coverage. Be smart and go a step further and get uninsured motorist coverage too.
deadlyz28 is right, you gotta call some places or go online to get quotes.
03-30-2008, 11:32 AM
#5
fully insured is the best,u never know whats going to happen.dont get on the insurance your self let mom do it,thats what there there for.
when I was 19 I had a 99ss and was paying 130 a month now im 21 and have the ss and a 2002 z28 and still pay around 230.keep in mind im on my dads insurance,till Texas law kicks me off,i thinks its 25 when u have to go solo.
just incase your wondering dad cosigned on the ss,the z is all mine
when I was 19 I had a 99ss and was paying 130 a month now im 21 and have the ss and a 2002 z28 and still pay around 230.keep in mind im on my dads insurance,till Texas law kicks me off,i thinks its 25 when u have to go solo.
just incase your wondering dad cosigned on the ss,the z is all mine
03-30-2008, 11:40 AM
#7
TECH Fanatic
Thread Starter
iTrader: (2)
Join Date: Aug 2006
Location: Bryant, AR
Posts: 1,008
Likes: 0
Received 0 Likes
on
0 Posts
i can be on my own insurane but it costs bookoo, i'll wait and see i guess, im assuming the insurance would be around 230-250 a month, should be more than the car payment i know that.
Trending Topics
03-30-2008, 12:25 PM
#11
On The Tree
iTrader: (6)
Join Date: May 2007
Location: arlington tx
Posts: 158
Likes: 0
Received 0 Likes
on
0 Posts
**** state farm i was with them for over ten yrs they would not give me a better rate have a spot less record and the still were over chargeing me i switched to gico and saved over a 100 bucks a mth as for what you are going to pay it is a lot i paied 350 month whin i was 21 for a 93z
03-30-2008, 02:27 PM
#14
Staging Lane
iTrader: (3)
Join Date: Feb 2006
Location: THE CAN ,TEXAS
Posts: 56
Likes: 0
Received 0 Likes
on
0 Posts
235 a for six months, 95 s10 an the 2000 Z28 I added the s10 about 6 month ago so the truck is > Z28
liability only and I'm 29
I say go with geico, I was with progressive and I started to get quotes and bamm they got me a quote that I thought was a mistake so yea I only make one payment every six months
liability only and I'm 29
I say go with geico, I was with progressive and I started to get quotes and bamm they got me a quote that I thought was a mistake so yea I only make one payment every six months
03-30-2008, 02:37 PM
#16
Teching In
iTrader: (1)
Join Date: Feb 2007
Location: San Antonio
Posts: 25
Likes: 0
Received 0 Likes
on
0 Posts
Stay on your parent's policy as long as you can. If their driving record is good and have been with the same insurance company for a while (& perhaps have their home with the same company) you can save some money. Just pay them back the difference for having you and your car. Multi-policy and longevity are 2 things insurance companies value with their customers.
If your car has a leinholder, you will need comp/coll coverage.
If your car has a leinholder, you will need comp/coll coverage.
03-30-2008, 04:15 PM
#18
On The Tree
iTrader: (1)
Join Date: Jan 2007
Location: Houston, Texas
Posts: 172
Likes: 0
Received 0 Likes
on
0 Posts
Far and beyond the best place to go if you can get it. Geico, statefarm, allstate, etc...are ridiculously overpriced. I shopped around after realizing Progressive sucked at $150 a month which was to much for not having a recent ticket or wreck. Checked all those listed above was blown away at the quotes. Then found Amica and they quoted me at $110 a month, so I signed up only to realized I had totaly over looked USAA. Called USAA got more coverage, more benefits, less to pay a month, only $85. USAA is awesome! 
All these quotes are with full coverage. I'm 26.
All these quotes are with full coverage. I'm 26.