Insurance nightmare... New to Florida
#1
Insurance nightmare... New to Florida
I'm having a hell of a time getting reasonable auto insurance. I'm trying to insure a 2003 Chevy Blazer 2 dr, by itself. The one place I called this morning wanted $3400 a year BEFORE they pulled my driving record. I'll say it now, my record is BAD. I have 10 or so dings on my record, and an accident claim (although ive never been at fault in an accident).. speeding x4 and a suspended license charge. The agent said my rate would double ($6000+ a year).. I paid $2500 for this truck, how do I go about insuring it without taking it in the ***? I hear all the cubans down here are always staging accidents and Florida is big on insurance fraud. Anyone know a cheap source of minimums insurance?
#2
TECH Regular
Have you tried "The General" those commercials are awful, but apperantly they have the lowest rates anywhere.
http://www.thegeneral.com/
Ive never used them before, i use progressive. but i only have 2 tickets on my record. so i have a decent rate.
http://www.thegeneral.com/
Ive never used them before, i use progressive. but i only have 2 tickets on my record. so i have a decent rate.
Last edited by LS1Vince; 05-23-2011 at 01:01 PM.
#3
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I used to have Esurance for dd's. Switched to Star and Shield if you are LEO/Fire/EMS. Progressive for my bike, adn Grundy for and agreed value for the Z.
Your record will be challenging....
Your record will be challenging....
#4
Have you tried "The General" those commercials are awful, but apperantly they have the lowest rates anywhere.
http://www.thegeneral.com/
Ive never used them before, i use progressive. but i only have 2 tickets on my record. so i have a decent rate.
http://www.thegeneral.com/
Ive never used them before, i use progressive. but i only have 2 tickets on my record. so i have a decent rate.
#5
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welcome to florida lol... i have been with geico for about 10 years now started started when i was in military with them. I pay for 2 vehicles right now full coverage 120.00 per month..and wheni had my t/a i was paying about 150.00 for full coverage on both. you gotta keep that record clean down here
#6
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welcome to florida lol... i have been with geico for about 10 years now started started when i was in military with them. I pay for 2 vehicles right now full coverage 120.00 per month..and wheni had my t/a i was paying about 150.00 for full coverage on both. you gotta keep that record clean down here
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I paid $135 a month for my WS6 and CTS w/ Allstate under my moms insurance. I have a record down here that is half way through page two. But I havent had a ticket in almost 3 years now (which is as far back as they look) and when I went onto my own insurance they only went up to $160 a month for both cars.
Like they said, its all about the record down here. Stay clean and your insurance will reflect it, and fast!
Like they said, its all about the record down here. Stay clean and your insurance will reflect it, and fast!
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#9
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Pm me your # my gf works for insurance. Her company branches out with 5-8 different insurance company's to get you the lowest cost from the 8. Maybe she can help? Oh and we are also in Orlando. I don't know if you live here or not. But other than that there are plenty hole in the wall insurance shops that are cheap. Just watch out who you go for. Right now I pay $116 for just tag insurance. And that is on my 96beretta that I paid $400for since my ta is down.
#10
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I paid $135 a month for my WS6 and CTS w/ Allstate under my moms insurance. I have a record down here that is half way through page two. But I havent had a ticket in almost 3 years now (which is as far back as they look) and when I went onto my own insurance they only went up to $160 a month for both cars.
Like they said, its all about the record down here. Stay clean and your insurance will reflect it, and fast!
Like they said, its all about the record down here. Stay clean and your insurance will reflect it, and fast!
#11
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I haven't had any tickets in a number of years, I'm rocking full coverage @ $100 a month through State Farm for my 00 Trans Am, and that actually also includes renters insurance. Also, I'm not married, so being single makes my insurance higher than those married guys. Not sure if it has any bearing on insurance cost, but I've been with State Farm since I was 16, I'm 28 now.
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I would try Geico. I just bought a Z28 and they only charge me $114 a month for full coverage, when I have my V6 camaro on allstate and they charge me $150 a month. I called everywhere and Geico was the chapest. And with Geico after they ran my record the price they quoted me didn't change.
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Time to find an agent at one of those little mom and pop insurance agencies to find you a good rate with some unknown company. Back in my younger days when I was always a ticket away from losing my license thats how I got it done. It gets you legal, but dont get in an accident
These days I'm with Progressive. We pay just under $100 a month for full coverage on an 03 Z06 and an 08 avenger. Married, kid, homeowner, clean record, ect....
These days I'm with Progressive. We pay just under $100 a month for full coverage on an 03 Z06 and an 08 avenger. Married, kid, homeowner, clean record, ect....
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damn your record must really suck. i have a pretty clean record and i pay $422 every 6 months for full coverage on a 2004 mustang convertible and $239 a year for collectors insurance on the trans am. the mustang is through progressive and the trans am is through american collectors.
#18
I've got quite the rap sheet. I have no idea where the collision and accident claims came from, I never had an at-fault accident, but i've been rear-ended by mexicans 3 times (no damage to my truck)
Date Driver Type Description
05/01/2008 Oliver Claim Comprehensive
11/10/2007 Oliver Claim Collision Above Threshold
08/03/2006 Oliver Claim Rental Reimbursement
06/28/2009 Oliver Violation Administrative Suspension
06/16/2010 Oliver Violation Administrative Suspension
11/11/2008 Oliver Violation Speeding
02/11/2009 Oliver Violation Speeding
03/30/2009 Oliver Violation Speeding
12/19/2009 Oliver Violation Driving with suspended license
04/04/2009 Oliver Violation Accident
Date Driver Type Description
05/01/2008 Oliver Claim Comprehensive
11/10/2007 Oliver Claim Collision Above Threshold
08/03/2006 Oliver Claim Rental Reimbursement
06/28/2009 Oliver Violation Administrative Suspension
06/16/2010 Oliver Violation Administrative Suspension
11/11/2008 Oliver Violation Speeding
02/11/2009 Oliver Violation Speeding
03/30/2009 Oliver Violation Speeding
12/19/2009 Oliver Violation Driving with suspended license
04/04/2009 Oliver Violation Accident
Last edited by 67RSCamaroVette; 05-24-2011 at 11:59 AM.
#19
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I've got quite the rap sheet. I have no idea where the collision and accident claims came from, I never had an at-fault accident.
Date Driver Type Description
05/01/2008 Oliver Claim Comprehensive
11/10/2007 Oliver Claim Collision Above Threshold
08/03/2006 Oliver Claim Rental Reimbursement
06/28/2009 Oliver Violation Administrative Suspension
06/16/2010 Oliver Violation Administrative Suspension
11/11/2008 Oliver Violation Speeding
02/11/2009 Oliver Violation Speeding
03/30/2009 Oliver Violation Speeding
12/19/2009 Oliver Violation Driving with suspended license
04/04/2009 Oliver Violation Accident
Date Driver Type Description
05/01/2008 Oliver Claim Comprehensive
11/10/2007 Oliver Claim Collision Above Threshold
08/03/2006 Oliver Claim Rental Reimbursement
06/28/2009 Oliver Violation Administrative Suspension
06/16/2010 Oliver Violation Administrative Suspension
11/11/2008 Oliver Violation Speeding
02/11/2009 Oliver Violation Speeding
03/30/2009 Oliver Violation Speeding
12/19/2009 Oliver Violation Driving with suspended license
04/04/2009 Oliver Violation Accident
Elwood, we show your license currenty under suspension. step out of the car please