View Poll Results: Do you mod your car you owe on?
Yes
93
72.66%
No
16
12.50%
I've modded every peice in my pursuit of speed!
19
14.84%
Voters: 128. You may not vote on this poll
Moding before the car is paid off?
11-20-2006, 11:27 AM
#1
On The Tree
Thread Starter
iTrader: (1)
Join Date: Apr 2006
Posts: 195
Likes: 0
Received 0 Likes
on
0 Posts
Moding before the car is paid off? I know its probably been posted before but I cant find anything on it so I'll post it again. How many people mod the car even though they still owe on it? How many people do drastic mods like FI and specific built nitrous motors?
11-20-2006, 11:47 AM
#2
11 Second Club
iTrader: (39)
Join Date: Jan 2003
Location: NW Chicago Subs
Posts: 3,321
Likes: 0
Received 0 Likes
on
0 Posts
I did a couple bolt-ons while I was paying it down. Nothing to void the war or anything. I kept the stock parts too. I would never do motor work or FI or anything like that or even headers unless the title was in my hand. It is just a foolish financial decision if you ask me. Pay it off, then mod it. I have seen so many guys mod their cars while they owe on it then find out they can not even make the payment on the car and have to sell it (for one reason or another). Now the car is reduced in value from mods and you will not get what you owe or you have your work cut-out for you in de-modding your car and hoping you can get some money back from the parts.
11-20-2006, 12:05 PM
#3
TECH Resident
iTrader: (4)
Join Date: May 2004
Location: Bellevue, NE
Posts: 866
Likes: 0
Received 0 Likes
on
0 Posts
I have a steady paycheck with the military so montly payments are better for me, and also building good credit. I have plenty of money left to mod and am enjoying it 
11-20-2006, 12:11 PM
#4
Launching!
Join Date: May 2002
Location: Burnsville, Minnesota.
Posts: 299
Likes: 0
Received 0 Likes
on
0 Posts
I've modded every car that I've owned. The longest warranty I've ever had made it to 18,000 miles. :rofl:
On my Trailblazer SS, I voided my warranty at 4360 miles with the addition of a blower.
On my Trailblazer SS, I voided my warranty at 4360 miles with the addition of a blower.
11-20-2006, 12:13 PM
#6
TECH Fanatic
iTrader: (35)
Join Date: Sep 2004
Location: Maryland/Illinois
Posts: 1,660
Likes: 0
Received 0 Likes
on
0 Posts
I did some modding on my car before it was paid off, including the cam/head work. I would be leary of modding it while you owe a lot on it, and also be careful that you can make the payments (one real good thing I did was have the montly payment auto withdrawn, so I never got the chance to spend it on something else).
By the time I did more serious mods on mine I owed very little on it, and my interest rate was low. I did some figuring and realized if I save to pay it off early it would only save me about 170$ in the end. So I chose ot mod it and eat that 170$.
By the time I did more serious mods on mine I owed very little on it, and my interest rate was low. I did some figuring and realized if I save to pay it off early it would only save me about 170$ in the end. So I chose ot mod it and eat that 170$.
11-20-2006, 12:14 PM
#7
TECH Fanatic
iTrader: (3)
Join Date: Sep 2002
Location: Apopka, Fl
Posts: 1,197
Likes: 0
Received 0 Likes
on
0 Posts
Let's see....
I had a new:
Spec stage 3 clutch
Hooker headers, ORP, Loudmouth
Full BMR suspension
Eibach sportlines
Plugs/wires
D/S safety loop
Line lock
Manaul fan switch
Absolute Speed Stage 2 5.3's
custom comp cam 230/236 .592/.602 112lsa
Yella Terra rockers
Comp 977 dual valvesprings
Comp r Lifters
And a bunch of other stuff.............when it was still leased!!!
I have since put on a Fast 90/90 and a Racetronix intank fuel pump w/ls1speed rails
Not leased anymore though!
I had a new:
Spec stage 3 clutch
Hooker headers, ORP, Loudmouth
Full BMR suspension
Eibach sportlines
Plugs/wires
D/S safety loop
Line lock
Manaul fan switch
Absolute Speed Stage 2 5.3's
custom comp cam 230/236 .592/.602 112lsa
Yella Terra rockers
Comp 977 dual valvesprings
Comp r Lifters
And a bunch of other stuff.............when it was still leased!!!
I have since put on a Fast 90/90 and a Racetronix intank fuel pump w/ls1speed rails
Not leased anymore though!
Trending Topics
11-20-2006, 01:11 PM
#9
11 Second Club
iTrader: (8)
Join Date: Jul 2005
Location: NW IN
Posts: 1,730
Likes: 0
Received 0 Likes
on
0 Posts
Only mods I have are in the sig, nothing outragous, but I'll have the thing paid off completely next month.... but getting married and buying a house next year so my modding money is going to take a hit.
11-20-2006, 06:16 PM
#14
12 Second Club
well, in a perfect world we all would be patient and would not need to make payments as we would pay cash and blah blah blah, but its not, and alot of us owe money, myself included, but we mod cause we cant wait and know this car is never going anywhere!
11-20-2006, 07:16 PM
#16
LS1Tech Administrator
iTrader: (3)
Join Date: Nov 2001
Location: Schiller Park, IL Member: #317
Posts: 32,250
Likes: 0
Received 1,685 Likes
on
1,207 Posts
I was modding my WS6 even when I still owed $16K on it.
Of course it's always better to pay down debt first just in case of the unexpected, but it worked out fine for me....
Of course it's always better to pay down debt first just in case of the unexpected, but it worked out fine for me....
11-20-2006, 07:33 PM
#17
Launching!
iTrader: (3)
Join Date: Nov 2005
Location: pensacola,FL
Posts: 218
Likes: 0
Received 0 Likes
on
0 Posts
I have the current mods in my sig and im still making payments on mine. I have a steady job and i know i can make the payments on my car. Most people on here i'm sure are in the same situation.
