Insurance for a Parked Car?
08-12-2013, 03:23 PM
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Insurance for a Parked Car? I was wondering if anyone knew of an insurance provider that offers full coverage insurance at a cheaper rate for a vehicle that won't be driven except for a few days a year. I ship off to basic in a few months and I won't be driving for the duration of that and AIT. I'm currently with Farmers and the clerk was not aware of such a policy. The car currently has a lien through PenFed so I must have full coverage while it's being paid off. All recommendations are appreciated! Thanks!
-Jake
-Jake
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08-12-2013, 05:44 PM
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I have Pekin insurance and they remove the "liability" portion of my insurance policies on my Trans Am and RV during the winter months and then reinstate the policy when I inform them I am taking the vehicles out of storage.
08-12-2013, 05:52 PM
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When I park my Firehawk during the winter months, State Farm always let me drop everything except comprehesive that way if anything happens while it is parked it will be covered.
08-12-2013, 05:57 PM
#11
If your car isn't paid off and there is a lien you're probably not going to be able to drop the liability or collision. If you get it paid off a lot of insurance companies offer what you're looking for. Hartford does it for me in the winter months here in Pa. But only because I solely own the car.
Last edited by td1168; 08-12-2013 at 05:58 PM. Reason: wrong info
08-12-2013, 06:08 PM
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If your car isn't paid off and there is a lien you're probably not going to be able to drop the liability or collision. If you get it paid off a lot of insurance companies offer what you're looking for. Hartford does it for me in the winter months here in Pa. But only because I solely own the car.
08-13-2013, 04:28 PM
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I Strongly disagree. It depends on the lender, I know from experience.
08-13-2013, 05:03 PM
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I was wondering if anyone knew of an insurance provider that offers full coverage insurance at a cheaper rate for a vehicle that won't be driven except for a few days a year. I ship off to basic in a few months and I won't be driving for the duration of that and AIT. I'm currently with Farmers and the clerk was not aware of such a policy. The car currently has a lien through PenFed so I must have full coverage while it's being paid off. All recommendations are appreciated! Thanks!
-Jake
-Jake
