General LSX Automobile Discussion Non-technical LSX related topics.

How are you guys affording...?

Thread Tools
 
Search this Thread
 
Old 07-06-2007, 09:19 PM
  #1  
Teching In
Thread Starter
 
MNY PIT's Avatar
 
Join Date: Mar 2007
Location: houston, tx
Posts: 35
Likes: 0
Received 0 Likes on 0 Posts
Default How are you guys affording...?

Like the title says, how are you guys affording your 4k to 7k and up h/c/i packages and or fi packages? Ive got a steady job with the local police dept(keep the flames to a minimum im a dispatcher not an officer) but still can not figure out how i would be able to gather 6000 dollars for a blower or 4000 for a h/c/i setup.

Do you guys charge this stuff on your cards? Take signature loans out? What?

pit
Old 07-06-2007, 09:27 PM
  #2  
TECH Enthusiast
iTrader: (8)
 
Doomsday's Avatar
 
Join Date: Aug 2005
Location: Cypress, TX
Posts: 651
Likes: 0
Received 0 Likes on 0 Posts

Default

Plan out on what the total cost of particular mods or build is going to be to start off. I did about 10g's saved and the rest on plastic for my 408. No car note. And I have a good job.
Old 07-06-2007, 09:30 PM
  #3  
12 Second Club
iTrader: (8)
 
chae's Avatar
 
Join Date: Apr 2005
Location: NY
Posts: 964
Likes: 0
Received 0 Likes on 0 Posts
Default

I priced together a little under $3000 for heads/cam parts. Install would be about $1100, but I am debating doing it myself w/ hep from a few local gearheads.

Note: My parts prices include PRC 5.3L heads, MS3 cam, titanium retainers, hardened pushrods, dual valve springs, ported oil pump, double roller adjustable heat treated timing chain, underdrive pulley, lifters, racetronix fuel pump/wiring harness, 36/42 lb. fuel injectors, tuning, etc.

Sure AFR will cost you more, but there are guys with great number (450+ rwho) with the set-up I have listed above.
Old 07-06-2007, 09:31 PM
  #4  
On The Tree
iTrader: (2)
 
darom's Avatar
 
Join Date: Mar 2005
Location: Bakersfield, CA
Posts: 183
Likes: 0
Received 0 Likes on 0 Posts
Default

Set aside a savings account that your spouse is not aware of and deposit some $$ there each paycheck. :-)
Old 07-06-2007, 09:33 PM
  #5  
Teching In
Thread Starter
 
MNY PIT's Avatar
 
Join Date: Mar 2007
Location: houston, tx
Posts: 35
Likes: 0
Received 0 Likes on 0 Posts
Default

awesome guys keep em coming.

Originally Posted by darom
Set aside a savings account that your spouse is not aware of and deposit some $$ there each paycheck. :-)
i like this one best so far...
Old 07-06-2007, 10:12 PM
  #6  
TECH Enthusiast
 
Shinigami2x4's Avatar
 
Join Date: Jan 2006
Location: Des Moines, IA
Posts: 616
Likes: 0
Received 0 Likes on 0 Posts
Default

I wonder to, but then again i am in school and such with (not any more) a car note. My truck is my only toy for now as getting an F body how i liked was just to much. (400hp/tq, and TT wheels with all boltons.)
Old 07-06-2007, 10:26 PM
  #7  
12 Second Club
iTrader: (1)
 
kyle91z28's Avatar
 
Join Date: Feb 2005
Location: Champaign, Illinois
Posts: 405
Likes: 0
Received 0 Likes on 0 Posts
Default

I would be able to afford it if I wasn't paying my lawyer $2000 and $100 a month for various fines..lol

I just have a steady job at Caterpillar...nothing special
Old 07-06-2007, 10:41 PM
  #8  
11 Second Club
iTrader: (20)
 
5_02ls1's Avatar
 
Join Date: Oct 2006
Location: Virginia
Posts: 3,131
Likes: 0
Received 0 Likes on 0 Posts

Default

bank loan ill pay it off figure out what i want and go get another.....for instance,I paid off a loan yesterday that i took out to rebuild my rearend do gears a programmer and a lid....i spent my tax return on full bolt ons....im going wensday to take out the loan again to do a converter rodbolts and axles.....im pretty sure ive got one of my mustangs sold if i do its gettin cammed.....

good credit is your friend....
Old 07-06-2007, 10:42 PM
  #9  
TECH Fanatic
iTrader: (4)
 
67rsss's Avatar
 
Join Date: Mar 2007
Location: Twin Cities, MN
Posts: 1,062
Likes: 0
Received 0 Likes on 0 Posts
Default

2 profesionals in the house, that helps.
Old 07-06-2007, 11:33 PM
  #10  
12 Second Club
iTrader: (8)
 
chae's Avatar
 
Join Date: Apr 2005
Location: NY
Posts: 964
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by darom
Set aside a savings account that your spouse is not aware of and deposit some $$ there each paycheck. :-)
There's an idea for you
Old 07-06-2007, 11:53 PM
  #11  
Teching In
Thread Starter
 
MNY PIT's Avatar
 
Join Date: Mar 2007
Location: houston, tx
Posts: 35
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by 5_02ls1
bank loan ill pay it off figure out what i want and go get another.....for instance,I paid off a loan yesterday that i took out to rebuild my rearend do gears a programmer and a lid....i spent my tax return on full bolt ons....im going wensday to take out the loan again to do a converter rodbolts and axles.....im pretty sure ive got one of my mustangs sold if i do its gettin cammed.....

good credit is your friend....
sounds like stout advice also. what do you tell the bank when you go to borrow their money for go fast parts? im willing to bet its not "i need 2k for exhaust for me car" ..
Old 07-07-2007, 10:15 AM
  #12  
LS1Tech Administrator
iTrader: (3)
 
RPM WS6's Avatar
 
Join Date: Nov 2001
Location: Schiller Park, IL Member: #317
Posts: 32,252
Likes: 0
Received 1,685 Likes on 1,207 Posts

Default

My Camaro is just a bolt-on car so the mods weren't expensive. My Trans Am was more heavily modded though, and I paid cash for everything. My wife and I don't make a ton of money, but we do alright, and we have no kids, so we can afford some toys, etc.
Old 07-07-2007, 11:00 AM
  #13  
TECH Veteran
iTrader: (2)
 
2_wacko's Avatar
 
Join Date: Nov 2002
Location: WestTexas
Posts: 4,274
Likes: 0
Received 0 Likes on 0 Posts
Default

I plan of getting a loan from the local bank for my H/C package. Most people use credit cards, the best way is to save and pay cash.
Old 07-07-2007, 11:39 AM
  #14  
TECH Senior Member
iTrader: (4)
 
ULTIMATEORANGESS's Avatar
 
Join Date: Mar 2003
Location: eatontown,nj
Posts: 10,976
Likes: 0
Received 17 Likes on 15 Posts

Default

by working a ton of OT and not spending money on much else. if i cant afford it i dont get.
Old 07-07-2007, 12:06 PM
  #15  
TECH Fanatic
iTrader: (1)
 
ErikElvis's Avatar
 
Join Date: Aug 2006
Location: DE La Ware
Posts: 1,094
Likes: 0
Received 0 Likes on 0 Posts

Default

Used a lil credit card. A lil tax return. Next tax season I think Im gonna go ***** out for a procharger. Want to get a 9" sometime in the mean time. Just have to save a bit. Lil by lil isnt hard though. Just get a cam then later get the heads.
Old 07-07-2007, 02:59 PM
  #16  
TECH Fanatic
iTrader: (5)
 
Andros's Avatar
 
Join Date: Jan 2005
Location: Southwest Ranches, Florida
Posts: 1,112
Likes: 0
Received 0 Likes on 0 Posts

Default

I cant afford H/C or FI. I have most of the bolt-ons which werent that expensive
Old 07-07-2007, 03:39 PM
  #17  
TECH Veteran
iTrader: (4)
 
mycamaroSS's Avatar
 
Join Date: Aug 2006
Location: San Marcos/Plano, Texas
Posts: 4,821
Likes: 0
Received 0 Likes on 0 Posts
Default

SAVE for the maximum!!!!
Old 07-07-2007, 03:46 PM
  #18  
Launching!
iTrader: (1)
 
Jassick's Avatar
 
Join Date: Apr 2005
Location: Spartanburg, SC
Posts: 293
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by ULTIMATEORANGESS
by working a ton of OT and not spending money on much else. if i cant afford it i dont get.

Three cheers for 65+ hours a week.
Old 07-07-2007, 04:03 PM
  #19  
11 Second Club
iTrader: (88)
 
the_merv's Avatar
 
Join Date: Mar 2006
Location: The Beach...
Posts: 19,392
Received 126 Likes on 98 Posts

Default

Plan out what you want, go about $1k over that, then start getting stuff as you can.
I took out a $3k Signature Loan at the start of my 402 Project, sold the LT1 and some stuff that was in the car, so there was $5k right there in a matter of a few days, then I dumped it on the 402 stuff as I needed it.
Personally I am single, no kids, and have the Titles for the Cars, insurance is $95/month, so it's mod time all the time..

Personally I am thinkin about taking out another $1k just to have a little extra, and get my slicks.
Old 07-07-2007, 04:36 PM
  #20  
TECH Addict
iTrader: (3)
 
WS6 Rampage's Avatar
 
Join Date: Feb 2006
Location: The dirty taint of the country. ...Los Angeles
Posts: 2,498
Likes: 0
Received 3 Likes on 2 Posts

Default

I dumped the gf,.....SERIOUSLY,....helps out a bunch! Thats how I built up the 68 bird....

......Save and pretend like your a poor *** bitch! Best advise I can give.


Quick Reply: How are you guys affording...?



All times are GMT -5. The time now is 10:16 PM.